When you are a beneficiary of Medicare Service then you have an opportunity that you can get enrolled in various other types of services either based on Medicare or other services which can be provided by third party people that is your employer.
What is the process of getting an original Medicare Service and how will it help me?
You are asked about any other insurance you have when you are purchasing a Medicare supplement plans when the initial questionnaire form which is also known as Initial Enrollment Questionnaire is provided to you. Be completely sure that you have filled all the policies you have in the questionnaire. It is quite necessary for the state to know whichever policies you have before providing you the Original Medicare. This information is also available for Medicare Advantage plans 2019 at https://www.medicareadvantageplans2019.org/ as according the policies they decide who will first pay after receiving the services of health care.
What are the types of health care services applicable with Medicare?
In the list below, we have defined what type of health care policies you will have with Medicare policy. But with Medicare Supplement policies these policies might differ:
- Plans from Medicare advantage (like an PPO and HMO)
- Plans for prescription drug of Medicare plan (Part D).
- Some insurance plans covered with the employer or any union
- Benefits for the veterans
- Insurance policies which provide care for long-term benefits
If you have the plan of Medicare which is original and also a Medical Supplement plan, then the original Medicare plan will cover your costs of your medical expenses and the extra costs incurred will be covered with Medicare supplement plans.
Let’s consider an example to understand the same that how will it affect your bills for you.
If you have got a bill of ambulance which is 2000 dollars then if you have a Medicare original plan then the Part B deductible of Medicare will pay for your 80% of the payments for you while the rest 20% of your payments will be paid by your Medicare supplement plans of your $2000 dollars’ bill if any plan for supplement plan you have, and this will cover all your costs which will release all your burden of the medical costs present.
So it is up to a person if he/she would like to get a supplement plan for Medicare but it might benefit you a lot in a long run.